To apply for a loan, you must be above 18 and have recent evidence of income showing at least three salary deposits, a recent bank statement showing three salary deposits, and proof of residency that is no older than three months. You can opt to pay back a loan at African Bank over a period of seven to 72 months.
How to Apply for A Loan at African Bank
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- Credit Score and History. An applicant’s credit score is one of the most important factors a lender considers when evaluating a loan application
- Income
- Debt-to–income Ratio
- Collateral
- Origination Fee
